Welcome to FMA Benefits

It’s no wonder there’s tremendous stress on the minds of literally tens of millions of people who either have no health insurance, have too little insurance, or are paying significantly too much for their health insurance.  Can you relate? 

Here’s where it gets really good, and we mean juicy!  FMA Benefits brings the very best solutions into reality and provides them exclusively to our friends, partners, and clients.  That’s where you come in!  We all know the topic of health insurance is limited based on budget.  Therefore, we have made something available to every socio-economic status, starting at $39.95 for the entire family.  At this point, you should be saying, “Whaaaaaaat?!!!” 

Yes! We presume you want to know more, get the scoop, check out our premium list of providers, verify you can access the pharmacy down the street, and ask some questions.  Perfect!  We’ve already put ourselves in your shoes, and quite candidly, that’s how we make every decision.  

We aren’t like the others, and here’s how:

  • Significantly lower premiums
  • Ancillary program to reduce or eliminate deductibles and your maximum out-of-pocket expenses
  • Guaranteed Issue without underwriting
  • Two enrollment and monthly effective dates
  • Not subject to open enrollment
  • Largest PPO network in America
  • Fantastic customer service

Bottom line, you have arrived exactly where you’ve dreamed of when it comes to truly affordable health insurance.  After all, that’s our specialty!  

Instructions:

Access care through PHCS PPO Network

To locate a PHCS provider:

  1. Visit https://www.multiplan.com/sni
  2. Enter Search Criteria
  3. Click Search

If you need additional assistance to locate a provider, please call Member Services at 844-200-9920 Option 3.

Instructions:

Access Care through PNOA PPO Network

To locate a PNOA provider:

  1. Visit https://www.pnoa-ppo.com/
  2. Click ‘Find a Provider’
  3. Select Drop Down: ‘PNOAe Exclusive Network’
  4. Click Search

If you need additional assistance to locate a provider, please call Member Services at 844-200-9920 Option 4.