Welcome to the
SB/A Freedom Protect Plans

The SBA Freedom Protect Plans marketed by DAC are not your typical health coverage. The SBA Freedom Protect Plan is a partially self-funded health care coverage program regulated by ERISA which is the Federal Law that sets the standards for over 60% of employer established health care plans in private and public sector industry.

Imagine zero deductible, first dollar coverage, no medical underwriting, no pre-existing condition exclusions, ACA mandated coverages, and more – plus nationwide preferred provider networks that includes over 4000 primary hospitals and most licensed board-certified physicians.  The SBA Freedom Protect Plans offer “no deductible” coverage with the flexibility, affordability, and usability so you can now effectively manage your health care. You purchase the amount of coverage that you believe best fits your needs and lifestyle.  The SBA Freedom Protect Plan is not for everyone – if your annual coverage needs are expected to exceed The SBA Freedom Protect Plans’ annual limitations, you should consider additional industry available options.

So come join us for a brief overview of The SBA Freedom Protect Plans health care – the way you always wanted it to be! Click the buttons below to explore the plans, and find providers or pharmacies.


  1. Click on the green “Select Network” button.
  2. Choose “PHCS”
  3. Choose “I don’t see any of these statements”
  4. Choose “Front”
  5. Use the search feature to find providers in your area